AI-automated duty of advice for brokers.
Analyze contracts, compare quotes and generate the audit note in under a minute. Built for insurance brokers (IAS), credit brokers (IOBSP) and financial advisors (CIF) under French regulation.
(analysis + compare + note)
flagged per contract on average
ACPR · DGCCRF · AMF
Three professions, one shared duty of advice
Protection (TNS / Madelin), individual & group health, P&C (auto, home, professional liability), life insurance, mortgage insurance.
ACPR 2024-R-03 · IDD
Mortgage loans, consumer credit, debt consolidation, mortgage insurance, payment services.
ACPR · DGCCRF · Art. L519-1 CMF
Multi-support life insurance, PEA, PER, unit-linked funds, discretionary management, structured products.
AMF · Value for Money · MiFID II
Reinforced duty of advice, without the hours of reading
Every contract you recommend must be read, understood and documented. Information notice, general conditions, specific conditions, riders. Manually, that's 2 to 4 hours per file.
Since December 2025, ACPR mandates continuous adequacy checks. Not just at subscription — at every renewal, at every change in the client's profile.
Administrative fines, ORIAS delisting, personal civil liability of the broker. ACPR, DGCCRF and AMF enforcement activity has been rising since 2024.
Before any recommendation, you must analyze the existing policy, identify duplicate coverage and protection gaps. Our engine does that on the existing document in parallel with the competing quotes.
One AI engine for your full advisory cycle
Independent score weighted across 5 dimensions: transparency, balance of obligations, legal compliance, financial risk, exit freedom. Your objective proof of Value for Money required under IDD.
Timestamped analysis with clauses flagged by severity, applicable legal framework, extracted structured data, motivated recommendation. PDF attached to the client file, ready for regulator audit.
Up to 3 contracts aligned criterion by criterion. Deductibles, limits, exclusions, waiting periods, cancellation terms. Your client sees instantly what sets them apart — and you justify your recommendation in writing.
Upload the existing contract alongside new quotes. Smallprint automatically flags redundant coverage (e.g. accident cover duplicated with mortgage insurance), combined exclusions and protection gaps.
A complete client file in 3 steps
Upload the client's current document. The engine identifies gaps, duplicates and unfavorable clauses.
Each proposal is scored independently on 5 dimensions, with its own strengths and watch-points.
Side-by-side comparison, motivated recommendation, questions to ask the client, gaps to fill. PDF attached to the file.
Contract analysis in action
Three concrete examples. Each analysis generates a full report in about thirty seconds.
Standard auto insurance policy with reasonable coverage but aggressive premium indexation clause and a 60-day cancellation notice period.
Built for your clients' sensitive data
Pricing that scales with your volume
3 free analyses per month to get started. Monthly plans for active brokerages.
Perfect for testing Smallprint on your first files. Side-by-side comparison is included in Starter and Pro plans. No credit card.
For a broker handling client files regularly. Scan and compare quotas calibrated for solo work.
For a brokerage or small network. High volume, frequent comparisons, priority support.
SEPA billing. No intermediary. No commitment. Need a custom setup for a network or group? Let's talk.
Aligned with French and EU frameworks
Smallprint supports IAS, IOBSP and CIF compliance regardless of specialty. One platform, multiple supervisory authorities.
Start with 3 free analyses
No credit card. No commitment. Upload a client contract, get the full report in under a minute.